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Monthly Archives: April 2021


What Happens to Your Life Insurance Policy If You Do Not List a Beneficiary?

By Gierach and Gierach, P.A. |

Most people who own life insurance policies never think about them, and that is the point.  You sign on the dotted line, pay a few pennies per month, and stay alive; nothing could be simpler.  You take out a life insurance policy because you plan to live a long time but you want your… Read More »

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Earth to Baby Boomer Parents: Just Say “No” to Freeloading Adultolescents

By Gierach and Gierach, P.A. |

It’s no secret that your children’s generation faces financial struggles that were much easier to avoid when you were young than they are today.  Well-paying jobs that didn’t require a university degree were easier to find, and college education was much less expensive.  Meanwhile, even necessities like housing and groceries have gone up in… Read More »

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Life Estate: When You Can Stay in Your Deceased Spouse’s House for the Rest of Your Life, but You Do Not Inherit the House

By Gierach and Gierach, P.A. |

The law treats your homestead, that is, the house which is your primary and permanent residence, differently from how it treats other possessions, and even from how it treats other real estate properties.  For example, in bankruptcy cases, it is often possible to claim a homestead exemption where you get to keep your house… Read More »

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