Who inherits my Individual Retirement Account (IRA) if I do not name a beneficiary?
That question is somewhat difficult to answer because IRA’s are assets that are well regulated by the federal government. If no one has been appointed as beneficiary of an IRA, and there is a will, and there is a residuary portion of the will, which is at the end of the will, who gets what hasn’t been dealt with in other parts of the will, and if the residuary beneficiary is designated to get the rest of the assets, the IRA will be one of those assets that the residuary beneficiary would receive.
