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Category Archives: Estate Planning

SeniorShocked2

The Student Loan Debt Crisis Is Coming Soon To Retirees

By Gierach and Gierach, P.A. |

Living paycheck to paycheck gets old quickly, and by the time gray hairs appear on your head, it is downright exhausting.  When you are in your 50s, you are at your peak earning potential, but try not to dwell on that thought for too long, because it is depressing to think that this month’s… Read More »

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Nurse12

Medicaid Is for Seniors, Too

By Gierach and Gierach, P.A. |

When we hear about Medicaid in the news, it is usually in the context where children are the beneficiaries.  While Medicaid does provide medical care for the poorest children, the ones who do not have health insurance and whose parents cannot afford to pay the children’s medical expenses out of pocket, it also provides… Read More »

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Important_Things

Five Things You Should Do To Provide For A Surviving Spouse

By Gierach and Gierach, P.A. |

The late, great Benjamin Franklin famously said that the only certainties in life are death and taxes. Many people spend infinitely more time on tax planning than death planning. Most people don’t want to come face to face with their own mortality. That sentiment is understandable, but given the inevitability of death, irresponsible. No… Read More »

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MarijuanaParty

Is the Eternal Youth Of 420 Friendly Seniors Just An Illusion?

By Gierach and Gierach, P.A. |

Florida’s reputation as a paradise for potheads has a history almost as long as its reputation as a paradise for seniors.  Perhaps only California, Amsterdam, and Tangier give Florida a run for its money as 420 friendly destinations.  You know what else has been around a long time and is going to stick around… Read More »

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Seven Kinds Of Trusts In Florida

By Gierach and Gierach, P.A. |

The seven most common kinds of trusts in Florida have different specific purposes. But the overall purposes are the same. In most cases, trusts transfer legal ownership of money or other property while leaving the original owner in complete control of that property. Furthermore, property in trust is exempt from the probate process, saving… Read More »

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SeniorScientist

Retirement Age Scientists At A Crossroads

By Gierach and Gierach, P.A. |

It used to be fun to go out to dinner with your departmental colleagues at the end of the semester, acknowledge that you were well past middle age, and then reaffirm your intention never to leave academia.  The acknowledgement of old age ritual would take the form of passing around your cell phones to… Read More »

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Medicare2

Understanding The Four Parts Of Medicare Without Quadrupling Your Stress

By Gierach and Gierach, P.A. |

When you are what our work-obsessed society calls a working aged adult, you feel like you can never catch a break.  You spend all your waking hours on your job and your gigs, only to find yourself another day older, with ageless content creators mocking you for being ugly and obsolete, even as they… Read More »

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Old_Man

Neglect Of Vulnerable Seniors By Family Caregivers

By Gierach and Gierach, P.A. |

The horrifying stories of vulnerable seniors abused and neglected by family caregivers are enough to make even the most committed procrastinator get started on his or her estate plan.  Last year, Alton Cardwell was arrested after the death of his father Jimmy Cardwell, for whom the younger Cardwell was a primary caregiver, and now… Read More »

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Don'tKnow3

What Can Go Wrong With Designating Beneficiaries For Non-Probate Assets?

By Gierach and Gierach, P.A. |

It can be difficult to get started on big projects; just ask any parent who has struggled to muster the energy to pick up the first piece of clutter in the living room after the kids had a three-day weekend off from school.  By contrast, you get a big emotional boost when you accomplish… Read More »

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Trust2

Does It Really Matter If You Choose A Revocable Or Irrevocable Trust?

By Gierach and Gierach, P.A. |

The most attainable New Year’s resolutions are the ones that require “one and done” actions, as opposed to actions that you must repeat every day.  “One day at a time” is your only option if you are trying to achieve sobriety or follow a healthy diet; the things in life that are most worth… Read More »

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