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Category Archives: Estate Planning

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Homestead Property And Your Estate Plan

By Gierach and Gierach, P.A. |

Owning a house, even a modest one, gives you a sense of financial security.  A lot of people reasonably fear that they will never be able to afford to retire, but if you own a house with a paid off mortgage, you do not have that worry.  Not everyone who owns a house outright… Read More »

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What’s New With The Annual Gift Tax Exclusion?

By Gierach and Gierach, P.A. |

Once your children grow past the stage where getting a remote control car for Christmas is the pinnacle of excitement, it is best to adopt a “no gifts this year” policy.  The kind of car your kids can get excited about at this stage is one for which liability insurance alone is expensive enough,… Read More »

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The “Hope For The Best But Prepare For The Worst” Estate Plan

By Gierach and Gierach, P.A. |

A relentless optimist would say that the most beautiful thing about being an adult and a parent is that there is always so much work to be done that you don’t have time to get upset about things that don’t really matter.  You haven’t logged into Facebook since before the birth of your first… Read More »

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Altruistic Reasons To Set Up A Trust

By Gierach and Gierach, P.A. |

When the 99 percent hear about trust funds, they tend to think about rich people spending lots of money on frivolous things and not paying taxes on any of it, but they’re just jealous.  You don’t have to be especially wealthy to set up a trust.  You just have to plan carefully.  People use… Read More »

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In Florida, Seniors Are Safe From Winter’s Seasonal Hazards

By Gierach and Gierach, P.A. |

The idea of Florida as a great place to spend your golden years is not a new one.  Before South Beach was full of ostentatious partygoers, it was full of retirees.  If you watch old episodes of Miami Vice, you will see that a disproportionate number of the extras are elderly; these were the… Read More »

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Establishing A Trust When The Beneficiary Is A Minor

By Gierach and Gierach, P.A. |

Trusts are a popular estate planning tool, and not just for wealthy people.  By placing assets in a trust, you can keep them from being part of your estate that goes through probate; therefore, the beneficiaries can inherit them more quickly and more easily.  You can even set up a living trust with yourself… Read More »

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True Or False: The Early Bird Gets The Estate

By Gierach and Gierach, P.A. |

Technically, you don’t have to go through probate after a family member dies.  Even if the decedent was a stickler for punctuality, he or she is not there to complain about you being late in administering the estate.  Some families open a deceased family member’s estate for probate years after the decedent’s death.  It… Read More »

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Retirement For Debtors

By Gierach and Gierach, P.A. |

If you take a personal finance class in high school, your teacher will probably tell you that paying for purchases in cash should be your default option; you should only borrow money in order to build your credit, a credit card to qualify you for a car loan, and a car loan to qualify… Read More »

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Can You And Your Spouse Write A Joint Will?

By Gierach and Gierach, P.A. |

If you are in the mood for some negativity but do not want to end up doom scrolling through endless think pieces that offer terrifying predictions about the future, Google the name of a movie where a love relationship is the main theme or a major subplot.  You are sure to find an essay… Read More »

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Can The State Really Inherit Your Property After You Die?

By Gierach and Gierach, P.A. |

Everyone knows that they should write a will, but most of us keep putting it off until the next year.  The thing that motivates most of us to put our last will and testament into writing is a sudden jolt of fear about something that might happen if we don’t write a will.  For… Read More »

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