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Monthly Archives: September 2021

Newlywed2

Estate Planning For Newlyweds

By Gierach and Gierach, P.A. |

According to Yahoo Finance, only 52 percent of adults have a life insurance policy, and only 46 percent have a will.  This might be unsurprising, given that few of us have a net worth large enough to fight over in probate.  It is more surprising, however, when we consider that the COVID-19 pandemic has… Read More »

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RetPlanning2

For A Stress-Free Retirement, Focus Your Efforts On Debt Repayment Now

By Gierach and Gierach, P.A. |

Hurricane shutters are expensive.  Another cockroach crawled under the door?  Not another hole in the patio screen!  And don’t even get started talking about the mortgage payments!  Home ownership has plenty of hassles, but for the annoyance your house causes you, there are dozens of people who can only wish that they had that… Read More »

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OpenLetter

Is Reopening An Estate That Has Already Settled Worth The Trouble?

By Gierach and Gierach, P.A. |

Even uncomplicated probate cases can be stressful when the person for whose estate you were acting as a personal representative settles and the beneficiaries get their inheritance.  As long as the estate is open, everyone blames you when creditors surface and claim debts that, once paid, reduce the amount left for you and your… Read More »

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ParentPLUS

How To Ditch Your Parent PLUS Loans Before Retirement

By Gierach and Gierach, P.A. |

Parent PLUS loans are the enemy of your estate plan.  If you are thinking about taking out a Parent PLUS loan to fund your child’s college or postgraduate education, don’t do it.  Of course, this advice does not help you if you have already borrowed one and are now responsible for paying it back. … Read More »

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