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Recent Blog Posts

SeniorDiscount

3 Ways Seniors Can Stay Financially Solvent In The Face Of Inflation

By Gierach and Gierach, P.A. |

If you have read a news report or a grocery receipt in the past few months, then you know that inflation is the highest it has been since the 1970s, when you were new to the workforce.  Younger folks tend to cope with inflation by picking up additional gig work, but that is not… Read More »

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For Millennials, Retirement Is A State Of Mind, And So Is Uncertainty

By Gierach and Gierach, P.A. |

People born in the 1980s are old enough to have had conversations with their parents about the financial decisions their parents made as they approached middle age, and they have come away from those conversations painfully aware that the world is a very different place from what it was a generation ago.  Your parents… Read More »

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Removing A Personal Representative From An Estate In Probate Court

By Gierach and Gierach, P.A. |

Except under extraordinary circumstances, the probate court must follow the instructions in a deceased person’s will.  The estate must pay taxes and settle with creditors before the beneficiaries can receive the assets designated for them in the will, but the testator (the author of the will) has the final say regarding who should act… Read More »

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The Elder Care Apps Have Arrived

By Gierach and Gierach, P.A. |

It’s official.  Baby Boomers are old.  They might have tried to deny it until recently, but once the millennials let their hair go gray during the pandemic shutdown of 2020, it was time to face reality.  Ever since they were young, Baby Boomers have done things differently from how their parents did them, and… Read More »

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SeniorIncapacity

How Can You Tell Whether Seniors Are Capable Of Understanding Their Own Decisions?

By Gierach and Gierach, P.A. |

Much of estate planning is an effort to avoid the things you fear, and one of the scariest parts of aging is losing the ability to make sound decisions or, even worse, knowing full well the implications of your decisions but having a court decide that you have lost your legal status as an… Read More »

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Recently Divorced People, Update Your Estate Plan

By Gierach and Gierach, P.A. |

A lot of things that are mundane when you are married are exhilarating when you are recently divorced, such as filing your income taxes or refinancing your home mortgage.  If your marriage was riddled with conflict over finances, then it is a relief to manage your finances as a newly single person.  You can… Read More »

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MoneyPull

6 Ways To Keep Your Assets Out Of Probate

By Gierach and Gierach, P.A. |

According to the Physician on FIRE blog, in which FIRE stands for Financial Independence, Retire Early, the main purpose of estate planning is to avoid the costly and time-consuming process of probate.  If you write a will, you have avoided the worst-case scenario, which is the court deciding how to divide your assets and,… Read More »

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How To Stop Your Adult Children From Sabotaging Your Retirement Plans

By Gierach and Gierach, P.A. |

Little children are expensive and time-consuming, but they are also adorable.  As you pace around the living room at 2:00 in the morning, soothing a baby that woke up less than an hour after the last time you soothed him to sleep, you look forward to a time when your baby will be more… Read More »

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InsuranceShopping

Estate Planning Pro Tip: Don’t Be Insurance Poor

By Gierach and Gierach, P.A. |

With the exception of the occasional sprightly gecko, it is very difficult to come up with a gimmick that will make people want to buy insurance; it simply isn’t glamorous or cool.  Young people tend to think of insurance as something that old people buy, so perhaps the matinee idols of the Baby Boomer… Read More »

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Aging In Place Begins In Middle Age

By Gierach and Gierach, P.A. |

Time flies when you’re procrastinating.  You may have just run a marathon at age 49, but that Red Hot Chili Peppers Jam that was blasting from the loudspeaker as you crossed the finish line was playing on the oldies station.  You are wise to live in the moment and enjoy your health and wealth,… Read More »

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